- PRIVACY POLICY
PRIVACY POLICY
OCMI Workers Comp & Professional Services, LLC is committed to treating and using personal financial information about you and your employees responsibly. We will not disclose nonpublic personal information about you and your employees to anyone except as permitted or required by law. This disclosure has been created on behalf of OCMI Workers Comp & Professional Services, LLC
The Website Providers We use may have access to Your Personal Data.
These third-party vendors collect, store, use, process and transfer information about Your activity on Our Website in accordance with their Privacy Policies.
Analytics: We may use third-party Website providers to monitor and analyze the use of our Website.
GOOGLE ANALYTICS, GA AUDIENCE, GOOGLE TAG MANAGER, LIVECHAT
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Website. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having made your activity on the Website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms webpage: https://policies.google.com/privacy
Information: https://policies.google.com/technologies/partner-sites
Opt-Out: http://tools.google.com/dlpage/gaoptout
Advertising: We may use Website Providers to show advertisements to You to help support and maintain Our Website.
GOOGLE ADSENSE & DOUBLECLICK COOKIE: Google, as a third party vendor, uses cookies to serve ads on our Website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Website or other websites on the Internet.
You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/
BING ADS: Bing Ads is an advertising service provided by Microsoft Inc.
You can opt-out from Bing Ads by following the instructions on Bing Ads Opt-out page: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads
For more information about Bing Ads, please visit their Privacy Policy: https://privacy.microsoft.com/en-us/PrivacyStatement
FACEBOOK: Their Privacy Policy can be viewed at https://www.facebook.com/policy.php
DOUBLE CLICK: Information: https://policies.google.com/privacy?hl=en
Opt-Out: https://adssettings.google.com/authenticated
FACEBOOK CUSTOM AUDIENCE AND FACEBOOK CONNECT: Information: https://www.facebook.com/privacy/explanation
Opt-Out: https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen
Email Marketing: We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.
We may use Email Marketing Website Providers to manage and send emails to You.
SENDGRID: Their Privacy Policy can be viewed at https://www.twilio.com/legal/privacy#sendgrid-services
Payments: We may provide paid products and/or services within the Website. In that case, we may use third-party services for payment processing (e.g. payment processors).
We will not store or collect Your payment card details. That information is provided directly to Our third-party payment processors whose use of Your Personal Data is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
ELAVON: Their Privacy Policy can be viewed at https://www.elavon.com/privacy-pledge.html
PAYEEZY: Their Privacy Policy can be viewed at https://developer.payeezy.com/privacy-policy
Behavioral Remarketing: The Company uses remarketing services to advertise to You after You accessed or visited our Website. We and Our third-party vendors use cookies and non-cookie technologies to help Us recognize Your Device and understand how You use our Website so that We can improve our Website to reflect Your interests and serve You advertisements that are likely to be of more interest to You.
These third-party vendors collect, store, use, process and transfer information about Your activity on Our Website in accordance with their Privacy Policies and to enable Us to:
Measure and analyze traffic and browsing activity on Our Website
Show advertisements for our products and/or services to You on third-party websites or apps
Measure and analyze the performance of Our advertising campaign
Some of these third-party vendors may use non-cookie technologies that may not be impacted by browser settings that block cookies. Your browser may not permit You to block such technologies. You can use the following third-party tools to decline the collection and use of information for the purpose of serving You interest-based advertising:
The NAI’s opt-out platform: http://www.networkadvertising.org/choices/
The EDAA’s opt-out platform http://www.youronlinechoices.com/
The DAA’s opt-out platform: http://optout.aboutads.info/?c=2&lang=ENYou may opt-out of all personalized advertising by enabling privacy features on Your mobile device such as Limit Ad Tracking (iOS) and Opt Out of Ads Personalization (Android). See Your mobile device Help system for more information.
We may share information, such as hashed email addresses (if available) or other online identifiers collected on Our Website with these third-party vendors. This allows Our third-party vendors to recognize and deliver You ads across devices and browsers. To read more about the technologies used by these third-party vendors and their cross-device capabilities please refer to the Privacy Policy of each vendor listed below.
The third-party vendors We use are:
GOOGLE ADS (ADWORDS): Google Ads (AdWords) remarketing service is provided by Google Inc.
You can opt-out of Google Analytics for Display Advertising and customise the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads
Google also recommends installing the Google Analytics Opt-out Browser Add-on – http://www.google.com/settings/ads – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy
BING ADS REMARKETING: Bing Ads remarketing service is provided by Microsoft Inc.
You can opt-out of Bing Ads interest-based ads by following their instructions: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads
You can learn more about the privacy practices and policies of Microsoft by visiting their Privacy Policy page: https://privacy.microsoft.com/en-us/PrivacyStatement
FACEBOOK: Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/516147308587266
To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
ADROLL: AdRoll remarketing service is provided by NextRoll, Inc.
You can opt-out of AdRoll remarketing by visiting this AdRoll Advertising Preferences web page: http://info.evidon.com/pub_info/573?v=1&nt=1&nw=false or the Opt Out of Personalized Advertising web page: https://help.adroll.com/hc/en-us/articles/216599538-Opting-Out-of-Personalized-Advertising
If You are a California resident, please read the “Information For California Residents Only” section in the Privacy Policy of NextRoll, Inc.: https://www.nextroll.com/privacy#service-13
For more information on the privacy practices of AdRoll, please visit the NextRoll, Inc. Privacy Policy web page: https://www.nextroll.com/privacy
TIKTOK: Their Privacy Policy can be viewed at https://www.tiktok.com/legal/privacy-policy?lang=en
SIMPLE TEXTING: Their Privacy Policy can be viewed at https://simpletexting.com/privacy-policy/
Operationally Necessary: This includes Technologies that allow you access to our Website, Websites, applications and tools that are required to identify irregular site behavior, prevent fraudulent activity and improve security or that allow you to make use of our functions such as saved search or similar functions.
Performance Related: We may use Technologies to assess the performance of our Websites, including as part of our analytic practices to help us understand how our visitors use the Websites.
Functionality Related: We may use Technologies that allow us to offer you enhanced functionality when accessing or using our Website and Websites. This may include identifying you when you sign into our Website or Websites or keeping track of your specified preferences, interests, or past items viewed
Advertising or Targeting Related: We may use first party or third-party Technologies to deliver content, including ads relevant to your interests, on our Website and Websites or on third party sites.
Third Party Websites/Applications, Social Media Platforms and Software Development Kits: Websites may contain links to other websites/applications and other websites/applications may reference or link to our Website or other Websites.
These other websites and applications are not controlled by us. We encourage our users to read the privacy policies of each website and application with which they interact. We do not endorse, screen or approve, and are not responsible for the privacy practices or content of such other websites or applications. Visiting these other websites or applications is at your own risk.
We may use third party APIs and software development kits (“SDKs”) as part of the functionality of our Websites. APIs and SDKs may allow third parties including advertising partners to collect your Personal Data to provide content that is more relevant to you.
For more information about our use of APIs and SDKs, please contact us as set forth below.
We collect nonpublic personal information from you about you and your employees to properly maintain and service your policy. This nonpublic personal information may come from the following sources:
– application information and other forms
– On the application for insurance or other forms completed by you, you provide us with most of the information we need to process policies and claims.
– transaction information
– We may develop information about you and your employees based on your transactions and experiences with us, our affiliates, or others.
– third-party information
– The information collected is used to verify or supplement your application or claims.
In the course of conducting business and as permitted or required by law, we may share nonpublic personal information about you and your employees with our affiliated companies. We do not disclose any nonpublic personal information about you and your employees to any nonaffiliated third parties, except for the conduct of our business or as permitted or required by law. OCMI may supply information to others providing business services for us. Additionally, we may provide information for audit or research purposes or law enforcement agencies to prevent fraud.
We restrict access to nonpublic personal information about you and your employees to our employees who need to know the information necessary to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with applicable regulations to guard the nonpublic personal information of you and your employees.
OCMI Workers Comp & Professional Services, LLC does not track its customers over time and across third-party websites to provide targeted advertising and, therefore, does not respond to Do Not Track (DNT) signals. However, some third-party sites keep track of your browsing activities when they serve you content, enabling them to tailor what they present to you. Third parties that have content embedded on OCMI Workers Comp & Professional Services, LLC websites (such as our web chat feature) may set cookies on a user’s browser and/or obtain information about the fact that your web browser utilized the chat feature from a specific IP address. Third parties cannot collect any other personally identifiable information from OCMI Workers Comp & Professional Services, LLC websites unless you directly provide it to them.
Policyholders can view the personal information kept on file by visiting the Company’s online Policyholder Service Center and reviewing the data incorporated into transactions. If that information should ever need to be updated, Customer Service staff is available to document and act upon requests for a change. Those individuals can be contacted by calling 1-855-221-2388 or sending an e-mail. Please be aware that our organization reviews our privacy policy on an on-going basis and makes any necessary changes. A copy of the current Privacy Policy is sent to each policyholder annually, and the information is also maintained on-line at OCMIWorkersComp.com
This website is not directed or intended for children.
OCMI Workers Comp & Professional Services, LLC does not knowingly collect or post information from children under the age of 13 according to laws protecting children’s privacy, including the Children’s Online Privacy Protection Act (COPPA).
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
