WORKERS' COMP INSURANCE
FOR ANY COMPANY OF ANY SIZE
Workers Compensation Insurance without limits. View your rates with ease, get approved within minutes, and get your certificate effortlessly.
WE MADE THE LIST!
RECOGNIZED AS ONE OF AMERICA’S FASTEST GROWING COMPANIES FOR 2023.
- Our Programs
WORKERS COMP FOR ALL BUSINESSES
Get coverage with no audits, no contracts, and no deposits!
- Our Programs
SHORT - TERM COVERAGE
Financial security, and peace of mind in uncertain times. OCMI provides coverage with no cancellation fees for any company of any size.
- Our Programs
PEO SERVICES
Unlock Growth Potential: Utilize OCMI’s PEO Services to take the administrative burden off your back. Payroll Services, HR support, and more.
- Our Programs
WORKERS COMPENSATION
Workers Compensation programs for any type of business. Get coverage with no audits, no contracts, and no Deposits!
- Our Programs
SHORT - TERM COVERAGE
Financial security, and peace of mind in uncertain times. OCMI provides coverage with no cancellation fees for any company of any size.
- Our Programs
PEO SERVICES
Unlock Growth Potential: Utilize OCMI’s PEO Services to take the administrative burden off your back. Payroll Services, HR support, and more.
- Types of Industries
WHO NEEDS WORKERS COMP COVERAGE?
Secure Your Heights,
Shield Your Team
Roofers workers comp, the essential safety net for Florida roofing businesses.
Embrace Resilience
High-risk workers comp, promoting safety and protection for companies facing challenges.
Contractor's Fortification
General contractors workers comp, the ultimate security for construction businesses in Florida and beyond.
Brush Strokes of Safety
Painters workers comp, protecting painting companies with comprehensive coverage and peace of mind..
Building with Confidence
Carpenters workers comp, protecting carpentry companies with solid coverage and peace of mind.
Taking the Safe Route
Trucking & drivers workers comp, safeguarding transportation companies with reliable coverage and peace of mind.
Serving Success with Confidence
Restaurant workers comp, protecting culinary businesses with comprehensive coverage and peace of mind.
Secure Your Heights,
Shield Your Team
Roofers workers comp, the essential safety net for Florida roofing businesses.
Embrace Resilience
High-risk workers comp, promoting safety and protection for companies facing challenges.
Contractor's Fortification
General contractors workers comp, the ultimate security for construction businesses in Florida and beyond.
Brush Strokes of Safety
Painters workers comp, protecting painting companies with comprehensive coverage and peace of mind.
Building with Confidence
Carpenters workers comp, safeguarding carpentry companies with solid coverage and peace of mind.
Taking the Safe Route
Trucking & drivers workers comp, safeguarding transportation companies with reliable coverage and peace of mind.
Serving Success with Confidence
Restaurant workers comp, protecting culinary businesses with comprehensive coverage and peace of mind.
ENTER YOUR INDUSTRY BELOW AND SEE IF YOUR RATES ARE PRE-APPROVED FOR COVERAGE
- Steps to Start
GET STARTED WITH OUR WORKERS COMP INSURANCE OPTIONS
- Quote
Use our Comp Calculator to get your rate.
- Sign Up
Our digital sign up gets you instantly approved. Get certificate today.
- Enroll
Protect your employees by reporting them each week.
- Success
Last step is to autopay, set it, forget it, and you are done.
- Quote
Use our Comp Calculator to get your rate.
- Sign Up
Our digital sign up gets you instantly approved. Get certificate today.
- Enroll
Protect your employees by reporting them each week.
- Success
Last step is to autopay. Set it, forget it, and you are done.
MOBILE APP FOR OUR CLIENTS
- Reviews
What our clients are saying
Our clients are our best spokesmen. Hear from them to better understand how our programs helped protect their employees and save money on insurance payouts.
Frequently Asked Questions. We have answers!
Explore our FAQ for extended answers to all of your questions regarding Workers Compensation in the state of Florida.
Workers’ compensation coverage is required by law in most states, and it offers wage-loss benefits, medical benefits, and rehabilitation services to workers who are injured or become ill because of their job.
You must submit a notice of election to be exempt.
Yes, workers’ compensation insurance is a legal requirement in most states, including Florida.
It is designed to protect both employees and employers in the event of work-related injuries or illnesses.
Workers’ compensation laws vary by jurisdiction, but they generally mandate that employers provide insurance coverage to employees to cover medical expenses, rehabilitation costs, and a portion of lost wages resulting from work-related injuries or illnesses.
Compliance with workers’ compensation laws is essential to ensure the well-being of employees and to fulfill legal obligations as an employer.
There is no legal requirement in the state of Florida for businesses to provide workers’ compensation insurance for independent contractors.
However, there are certain circumstances where an employer could be held liable for injuries sustained by an independent contractor.
As such, it is always best to purchase workers’ compensation insurance for your independent contractors as a way to protect yourself and your business.
Workers compensation does not cover workers who are not employees.
This includes family members, independent contractors, workers from other companies, and volunteers.
In addition, workers compensation does not cover injuries that occur outside of work, such as commuting to and from work or running errands for the company.
Furthermore, workers compensation does not cover injuries that are self-inflicted or caused by illegal activity.
Finally, workers compensation does not cover psychological injuries, such as stress or anxiety.
If you have any questions about what is covered by workers compensation, you should speak to your employer or an HR representative.
Workers’ compensation insurance is important for a number of reasons.
First, it provides financial protection for employees who are injured on the job.
Second, it helps to ensure that employers are not liable for any workplace accidents.
And third, it can help to improve employee morale by showing that the company is committed to safety.
Workers’ compensation insurance is an essential part of any business, and it’s important to make sure that you have the right coverage in place.
If you’re not sure where to start, our team at OCMI can help. We specialize in workers’ compensation insurance and can provide you with the coverage you need to protect your business.
Contact us today to learn more.
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