for any company.
if you don’t have employees.
Welcome to the new way of getting workers compensation
So, how easy is it to get started today?...
Get a workers’ comp quick-quote in seconds
Who do we approve?
The list goes on and on...
OCMI Workers Comp is a business workers compensation program
provider finding the best affordable coverage for any business.
Flexible Programs for any industry
Every business has unique workers compensation needs.
That’s why O.C.M.I. is here to help.
Flexible Workers Comp
Programs for any company
What do we need?
Use our Comp-Calculator to see your rate
Don’t take our word for it.
Read our reviews.
OCMI always feels the importance of client’s feedback so we can continue in bettering our services.
Google 4.7 Stars
Quickness To Help
Their quickness to help me was amazing it is very easy to work with OCMI.
A Life Saver
Simply put, OCMI has been a life saver for our company.
Easy To Work With
OCMI is very easy to work with. They make sure you make the correct coverage you need.
Short-term workers compensation for
contractors & construction businesses
How much does workers' comp cost for construction and contracting businesses?
The formula is:
Classification rate x Experience modification rate x (Payroll / 100) = Premium
Find workers' comp requirements in your state
workers’ compensation insurance
requirements for your small business.
Monopolistic state funds
Lower workers’ comp costs with risk management
Top construction contractors we insure
How much does workers' comp for construction businesses cost?
Construction and contracting professionals pay a median of $275 per month for workers’ comp.
Other policies for construction and contracting professionals to consider
Workers’ compensation insurance provides protection for your employees and to some extent your business, but it doesn’t cover property damage, client injury, or company vehicles. Construction and contracting business owners should also consider:
General liability insurance: This policy can cover expenses related to client injury and property damage, along with copyright infringement issues.
Commercial auto insurance: This policy covers vehicles owned by your construction or contracting business. It typically pays for accidents, vehicle theft, and vehicle damage.
Contractor’s tools and equipment insurance: This policy helps pay for repair or replacement of a contractor’s tools and equipment if they are lost, stolen, or damaged.
Professional liability insurance: This policy covers professional mistakes and oversights, such as a contractor missing a deadline for a project.
Builder’s risk insurance: Builder’s risk insurance can pay for damage done to a structure still under construction, such as fire or vandalism at a construction site.
Get free quotes and compare policies with O.C.M.I Workers Comp
Or call us at (800) 718-7552
EXPLORE ON OCMI Workers Comp
Have zero employees?
We’ve got you covered.
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