PRIVACY POLICY

This section describes how we and our third-party service providers (“Website Providers”) collect, use, and process your personal data when you visit or interact with our website and services.

GENERAL INFORMATION ABOUT THIRD-PARTY VENDORS

The Website Providers we use may have access to your personal data. These third-party vendors collect, store, use, process, and transfer information about your activity on our website in accordance with their respective privacy policies and applicable data protection laws.

Your Rights: You have the right to access, correct, delete, restrict processing, port, and object to the processing of your personal data. To exercise these rights, please contact us at Email: Legal@ocmiworkerscomp.com

1. ADVERTISING PLATFORMS

We use advertising platforms to show you relevant advertisements and measure the effectiveness of our marketing campaigns. These services help support and maintain our website.

Legal Basis for Processing: Legitimate interests (marketing and advertising) and consent (where required by law).

Data Retention: Data is typically retained according to each platform’s retention policies, generally ranging from 90 days to 2 years for advertising purposes.

Google Ads

We use Google Ads to display advertisements and measure the effectiveness of our marketing campaigns. Google Ads uses cookies and similar technologies to show you relevant ads based on your interests and to track conversions when you interact with our ads.

Information Collected: IP address, browser type, device information, pages visited on our website, interactions with our ads, advertising identifiers.

Purpose: To deliver relevant advertisements, measure campaign effectiveness, and optimize our marketing spend.

Data Shared With: Google LLC (United States)

Privacy Policy: https://policies.google.com/privacy

How to Opt Out:

• Visit Google’s Ads Settings:https://adssettings.google.com/
• Install the Google Ads opt-out browser extension
• Use the Digital Advertising Alliance opt-out:http://optout.aboutads.info/

Meta Ads (Facebook & Instagram)

We use Meta’s advertising services (Meta Pixel and Conversions API) to deliver targeted advertisements on Facebook, Instagram, Messenger, and other Meta platforms. Meta uses cookies and tracking technologies to collect information about your activity on our website.

Information Collected: IP address, browser information, device type, pages visited, actions taken on our website, interactions with our ads, Facebook user ID (if logged in).

Purpose: To show relevant ads, measure campaign effectiveness, create custom audiences, and track conversions.

Data Shared With: Meta Platforms, Inc. (United States)

Privacy Policy:https://www.facebook.com/privacy/policy/

How to Opt Out:

• Manage ad preferences on Facebook:https://www.facebook.com/ads/preferences/

• Manage ad preferences on Instagram through account settings

• Digital Advertising Alliance (USA):http://www.aboutads.info/choices/

• Digital Advertising Alliance of Canada:http://youradchoices.ca/

• European Interactive Digital Advertising Alliance:http://www.youronlinechoices.eu/

• Use mobile device settings: Limit Ad Tracking (iOS) or Opt Out of Ads Personalization (Android)

Meta adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance.

Microsoft Bing Ads (Microsoft Advertising)

We use Microsoft Advertising to display ads on Bing search engine and partner websites, and to measure the effectiveness of our advertising campaigns. Microsoft uses cookies and tracking technologies (UET tag) to collect information about your interactions with our website and ads.

Information Collected: IP address, device information, search queries, pages visited, conversion data, Microsoft advertising ID.

Purpose: To deliver relevant search and display ads, track conversions, and measure campaign performance.

Data Shared With: Microsoft Corporation (United States)

Privacy Policy:https://privacy.microsoft.com/en-us/privacystatement

How to Opt Out:

• Microsoft’s opt-out page:https://account.microsoft.com/privacy/ad-settings

• Network Advertising Initiative:http://optout.networkadvertising.org/

• Use browser Do Not Track settings

TikTok Ads

We use TikTok Ads (TikTok Pixel) to deliver targeted advertisements on TikTok and measure the effectiveness of our marketing campaigns. TikTok uses cookies and tracking technologies to collect information about your activity on our website.

Information Collected: IP address, device information, browser type, pages visited, actions taken on our website, interactions with our ads on TikTok, TikTok user ID (if applicable).

Purpose: To show relevant ads on TikTok, measure campaign effectiveness, and create custom audiences.

Data Shared With: TikTok Inc. (United States) and ByteDance Ltd.

Privacy Policy:https://www.tiktok.com/legal/privacy-policy

How to Opt Out:

• TikTok app: Settings > Privacy > Ads

• Digital Advertising Alliance:http://optout.aboutads.info/

• Mobile device settings: Limit Ad Tracking (iOS) or Opt Out of Ads Personalization (Android)

2. BEHAVIORAL REMARKETING

OCMI Workers Comp uses remarketing services to advertise to you after you have accessed or visited our website. We and our third-party vendors use cookies and non-cookie technologies to help us recognize your device and understand how you use our website so that we can improve our services and serve you advertisements that are likely to be of interest to you.

Legal Basis for Processing: Legitimate interests (marketing) and consent (where required).

These third-party vendors collect, store, use, process, and transfer information about your activity on our website in accordance with their privacy policies and to enable us to:

• Measure and analyze traffic and browsing activity on our website

• Show advertisements for our products and/or services to you on third-party websites or apps

• Measure and analyze the performance of our advertising campaigns

Cross-Device Tracking: We may share information, such as hashed email addresses or other online identifiers collected on our website with these third-party vendors. This allows our third-party vendors to recognize and deliver ads to you across devices and browsers.

Non-Cookie Technologies: Some third-party vendors may use non-cookie technologies that may not be impacted by browser settings that block cookies. Your browser may not permit you to block such technologies.

How to Opt Out of Interest-Based Advertising:

• NAI’s opt-out platform:http://www.networkadvertising.org/choices/

• EDAA’s opt-out platform (Europe):http://www.youronlinechoices.com/

• DAA’s opt-out platform:http://optout.aboutads.info/?c=2&lang=EN

• Mobile devices: Enable “Limit Ad Tracking” (iOS) or “Opt Out of Ads Personalization” (Android)

3. EMAIL MARKETING

We may use your personal data to contact you with newsletters, marketing or promotional materials, and other information that may be of interest to you.

Legal Basis for Processing: Consent (opt-in) for marketing emails.

Your Rights: You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us at Legal@ocmiworkerscomp.com

Data Retention: Email addresses and engagement data are retained until you unsubscribe or request deletion, or until they become inactive (typically 2 years of no engagement).

We use email marketing platforms to manage and send emails to you:

Mailchimp Email Campaigns

We use Mailchimp, an email and SMS marketing platform provided by Intuit Inc., to send you marketing communications, newsletters, and promotional messages when you subscribe to our mailing list.

Information Collected/Shared: Email address, phone number (if provided), name, subscription preferences, email engagement data (opens, clicks, bounces), IP address at time of subscription.

Purpose: To send marketing emails, newsletters, track engagement, segment audiences, and personalize communications.

Data Shared With: Intuit Inc. / Mailchimp (United States)

Privacy Policy:https://www.intuit.com/privacy/statement/

How to Opt Out:

• Click the “unsubscribe” link at the bottom of any email

• Reply “STOP” to any SMS message (if applicable)

• Contact us: Legal@ocmiworkerscomp.com

Twilio SendGrid Email Campaigns

We use Twilio SendGrid to send you transactional and marketing emails. SendGrid processes your email address and related information to deliver our messages and track email delivery, opens, and clicks.

Information Collected/Shared: Email address, name, email engagement data (opens, clicks, bounces), delivery status, send time.

Purpose: To deliver emails reliably, track email delivery and engagement, and measure communication effectiveness.

Data Shared With: Twilio Inc. (United States)

Privacy Policy:https://www.twilio.com/legal/privacy

How to Opt Out:

• Click the “unsubscribe” link in any marketing email

• Contact us: Legal@ocmiworkerscomp.com

Note: Transactional emails related to your account, policy, or services cannot be opted out of while you maintain an active relationship with us, as they are necessary for service delivery.

4. SMS/TEXT MESSAGE MARKETING

Legal Basis for Processing: Consent (opt-in via keyword or phone number submission).

Data Retention: Phone numbers and message history are retained until you opt out or request deletion.

Important Notice: By subscribing to our text messages, you consent to receive marketing and transactional SMS messages from OCMI Workers Comp at the phone number you provided. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply based on your mobile carrier’s plan.

SimpleTexting SMS Campaigns

We use SimpleTexting, an SMS marketing platform, to send you text messages when you subscribe to our SMS communications. This includes marketing messages, promotional offers, transactional notifications, and customer service messages.

How You Subscribe: By texting a keyword to our number, providing your phone number on our website, or signing up through other means.

Information Collected/Shared: Mobile phone number, name (if provided), message content, delivery status, date and time of messages, engagement data, opt-in method.

Purpose: To send SMS marketing campaigns, transactional notifications, customer service messages, and track message delivery and engagement.

Data Shared With: SimpleTexting (United States)

Privacy Policy:https://simpletexting.com/privacy-policy/

How to Opt Out:

• Reply “STOP”, “UNSUBSCRIBE”, “CANCEL”, “END”, or “QUIT” to any text message

• Reply “HELP” for assistance

• Contact us: Legal@ocmiworkerscomp.com

After Opt-Out: You will receive one final confirmation message, then no longer receive marketing texts. You may still receive transactional messages necessary for service delivery.

Twilio SMS (Rate Quotes & Transactional Messages)

We use Twilio’s SMS services to send you text messages, including transactional notifications (such as insurance rate quotes), verification codes, account alerts, and marketing messages (if you’ve opted in).

Information Collected/Shared: Phone number, message content, delivery status, timestamps.

Purpose: To deliver rate quotes, send verification codes, provide account notifications, and send marketing messages (with consent).

Data Shared With: Twilio Inc. (United States)

Privacy Policy:https://www.twilio.com/legal/privacy

How to Opt Out:

• Reply “STOP” to any marketing text message

• Contact us: Legal@ocmiworkerscomp.com

Note: Transactional messages related to your account, rate quotes you requested, or services may still be sent as necessary for service delivery.

5. CUSTOMER COMMUNICATION TOOLS

Legal Basis for Processing: Legitimate interests (customer support) and consent.

Data Retention: Chat conversations are typically retained for 3-7 years for customer service records and compliance purposes.

Live Chat by Text

We use live chat software to provide real-time customer support on our website. When you use our chat feature, your messages, name, email address (if provided), and technical information about your session are collected and stored.

Information Collected: IP address, browser type, device information, pages visited before initiating chat, chat conversation history, name, email address (if provided), any personal information voluntarily shared during chat.

Purpose: To provide customer support, answer questions, resolve issues, and improve service quality.

How Data is Used: Chat conversations may be recorded and reviewed for quality assurance, training, and customer service improvement purposes.

How to Opt Out: Use of our live chat service is voluntary. You can choose not to use the chat feature and contact us through other methods:

Email: Legal@ocmiworkerscomp.com

ChatBot by Text

We use automated chatbot technology to provide quick answers to common questions and assist with your inquiries. When you interact with our chatbot, your messages and information you provide are collected and processed.

Information Collected: Messages/questions you submit, name, email address (if provided), phone number (if provided), session data, interaction patterns.

Purpose: To provide automated customer service, answer frequently asked questions, collect lead information, and route complex inquiries to human agents.

How Data is Used: Conversations may be reviewed by our team to improve chatbot responses, train the system, and enhance customer service.

AI Processing: Your interactions with the chatbot may be processed by artificial intelligence systems to understand your questions and provide relevant responses.

How to Opt Out: Use of our chatbot is voluntary. You can choose not to interact with the chatbot and contact us through alternative methods listed.

Email: Legal@ocmiworkerscomp.com

6. ANALYTICS & SESSION RECORDING TOOLS

These tools help us understand how visitors interact with our website, identify usability issues, and improve user experience.

Legal Basis for Processing: Legitimate interests (website improvement and analytics).

Data Retention: Analytics data is typically retained for 14-26 months, depending on the platform.

Google Analytics 4

We use Google Analytics 4, a web analytics service provided by Google LLC, to help us understand how visitors use our website and to improve user experience.

Information Collected: IP address (anonymized), browser type, device information, operating system, pages visited, time spent on pages, referring website, geographic location (city/region level), interactions with website elements, conversion events, user journey paths.

Purpose: To analyze website traffic, understand user behavior, create reports on website activity, measure marketing effectiveness, and improve website performance.

Data Processing Location: United States and other countries where Google operates servers.

Cookies Used: Yes, Google Analytics uses first-party cookies.

Data Shared With: Google LLC (United States)

Privacy Policy:https://policies.google.com/privacy

How to Opt Out:

• Install Google Analytics Opt-out Browser Add-on:https://tools.google.com/dlpage/gaoptout

• Enable “Do Not Track” in your browser settings

• Use browser extensions that block tracking scripts

Twilio Segment

We use Twilio Segment, a customer data platform (CDP), to collect and manage information about how you interact with our website and services. Segment acts as a centralized data hub that collects data once and routes it to multiple analytics, marketing, and data storage tools.

Information Collected: IP address, browser type, device information, operating system, pages visited, actions taken on website (clicks, form submissions, etc.), user journey data, session data, referral source.

Purpose: To collect and unify customer data, understand user behavior, improve services, deliver personalized experiences, and distribute data to our authorized service providers.

How Data is Shared: Segment acts as a data hub that sends information to our authorized third-party partners including analytics tools, marketing platforms, customer support systems, and data warehouses listed in this privacy policy.

Data Shared With: Twilio Inc. (United States) and subsequently to our authorized downstream partners.

Privacy Policy:https://segment.com/legal/privacy/

How to Opt Out: As Segment is a data collection infrastructure, opt-out options depend on individual downstream tools. You can:

• Exercise your data rights by contacting us: Legal@ocmiworkerscomp.com

• Use browser privacy settings and ad blockers

• Opt out of individual downstream services as described in their respective sections

Fullstory

We use Fullstory, a digital experience analytics service, to help us understand how visitors interact with our website. Fullstory records user sessions to help us identify and resolve usability issues.

Information Collected: Mouse movements, clicks, scrolling behavior, page interactions, form interactions (excluding sensitive fields we’ve configured), rage clicks, error clicks, IP address, browser type, device information, screen resolution, pages visited, session duration, JavaScript errors.

Purpose: To identify usability issues, understand user behavior, improve website experience, provide better customer support, and diagnose technical problems.

Session Recording: Yes, Fullstory creates visual recordings of user sessions.

Data Exclusions: We have configured Fullstory to exclude sensitive information including: credit card numbers, Social Security numbers, passwords, date of birth fields, any fields marked as sensitive, and payment information.

Data Shared With: Fullstory, Inc. (United States)

Privacy Policy:https://www.fullstory.com/legal/privacy-policy/

How to Opt Out:

• Enable “Do Not Track” in your browser (may not be honored)

• Use browser extensions that block tracking scripts

• Contact us to request exclusion: Legal@ocmiworkerscomp.com

Microsoft Clarity

We use Microsoft Clarity, a user behavior analytics service, to understand how visitors interact with our website. Clarity records user sessions including mouse movements, clicks, scrolling, and page interactions.

Information Collected: IP address (anonymized), browser type, device information, screen resolution, pages visited, mouse movements, clicks, scrolling behavior, interaction patterns, session duration.

Purpose: To identify usability issues, understand user behavior, improve user experience, and optimize website design.

Session Recording: Yes, Clarity creates session recordings.

Data Exclusions: We have configured Clarity to exclude sensitive information including: form input data in sensitive fields, payment information, Social Security numbers, and password fields.

Data Shared With: Microsoft Corporation (United States)

Privacy Policy:https://privacy.microsoft.com/en-us/privacystatement

How to Opt Out:

• Enable “Do Not Track” setting in your browser (may not be honored by all services)

• Use browser extensions that block tracking scripts

• Contact us: Legal@ocmiworkerscomp.com

7. DATA INFRASTRUCTURE & STORAGE

These services provide the backend infrastructure for hosting our website and storing data.

Legal Basis for Processing: Legitimate interests (business operations) and contractual necessity.

Google BigQuery

We use Google BigQuery, a cloud-based data warehouse service provided by Google LLC, to store and analyze data collected through our services.

Data Stored: Customer personal information, account details, policy information, usage data, transaction history, analytics data, business intelligence data.

Purpose: To perform data analytics, create business reports, analyze trends, improve services, generate insights, and support business decision-making.

Data Processing Location: Google’s secure servers in the United States and other locations.

Security Measures: Data is encrypted in transit and at rest. We implement appropriate technical and organizational security measures including access controls, encryption, and regular security assessments.

Data Shared With: Google LLC (United States)

Privacy Policy:https://cloud.google.com/privacy

How to Exercise Your Rights: As this is a backend data storage service, direct opt-out is not applicable. However, you can exercise your data privacy rights by contacting us:

• Request access to your data

• Request correction of inaccurate data

• Request deletion of your data

• Object to processing

• Request data portability

• Contact: Legal@ocmiworkerscomp.com

Amazon Web Services (AWS)

We use Amazon Web Services (AWS), a cloud infrastructure platform provided by Amazon.com, Inc., to host our website and store data.

Data Stored/Processed: All data you provide through our website or services, including personal information, account data, policy information, payment information, files you upload, and system logs.

Purpose: To host our website, ensure website availability and performance, store and process data securely, provide backup and disaster recovery, and maintain business continuity.

Data Processing Location: AWS servers located in the United States.
Security Measures: AWS provides enterprise-grade security including encryption, network isolation, access controls, and compliance certifications (SOC 2, ISO 27001, etc.). We implement additional application-level security measures.

Service Provider Role: AWS processes data on our behalf as a service provider under data processing agreements.

Data Shared With: Amazon.com, Inc. / Amazon Web Services (United States)

Privacy Policy:https://aws.amazon.com/privacy/

How to Exercise Your Rights: As this is a backend infrastructure service, direct opt-out is not applicable. However, you can exercise your data privacy rights by contacting us at Legal@ocmiworkerscomp.com to request access, correction, or deletion of your personal data.

8. SECURITY & FRAUD PREVENTION

CHEQ Essentials (Add if you use this service)

We use CHEQ Essentials, a fraud prevention and bot detection service, to protect our website from invalid traffic, bots, and fraudulent activity.

Information Analyzed: IP address, browser fingerprint, device characteristics, mouse movements, interaction patterns, behavioral biometrics, network information.

Purpose: To detect and block bot traffic, prevent ad fraud, identify fake users and clicks, protect against form spam, maintain data quality, and ensure website security.

How It Works: CHEQ analyzes visitor behavior in real-time to distinguish between legitimate users and automated bots. Suspicious traffic may be blocked or limited.

Data Shared With: CHEQ (location varies)

Privacy Policy:https://www.cheq.ai/privacy-policy

How to Opt Out: As this is a security service that protects our website, direct opt-out is not available. If you are a legitimate user and believe you were incorrectly flagged, please contact us: Legal@ocmiworkerscomp.com

9. WORKFLOW AUTOMATION & AI SERVICES

These services help us automate business processes and improve efficiency.

Legal Basis for Processing: Legitimate interests (business operations).

Make.com

We use Make.com, a workflow automation platform, to connect and automate processes between different services we use.

Information Processed: Customer data, contact information, transaction information, and other business data that flows through our automated workflows as it moves between integrated applications.

Purpose: To automate tasks between software platforms, integrate data across systems, streamline business processes, and improve operational efficiency.

Data Shared With: Make.com

Privacy Policy:https://www.make.com/en/privacy-notice

How to Exercise Your Rights: Contact us at Legal@ocmiworkerscomp.com to request information about how your data is processed or to exercise your data privacy rights.

N8N.io

We use N8N.io, a workflow automation platform, to automate business processes and connect various services.

Information Processed: Customer data, transaction details, contact information, and other data that moves through our integrated systems.

Purpose: To build automated workflows, integrate different services, process and route data between systems, and automate repetitive tasks.

Hosting: We host N8N.io workflows [on our own servers / on cloud infrastructure] to maintain control and security over your data.

Data Shared With: N8N.io

Privacy Policy:https://n8n.io/legal/privacy

How to Exercise Your Rights: Contact us at Legal@ocmiworkerscomp.com  to request information about how your data is processed.

ChatGPT / OpenAI Services

We may use ChatGPT or other OpenAI services to enhance customer service, analyze feedback, generate content, or assist with data processing.

Information Processed: Your messages, questions, feedback, and other content you provide when interacting with AI-powered features. We do not intentionally send sensitive personal information (SSNs, payment details, health information) to ChatGPT.

Purpose: To enhance customer service responses, analyze customer feedback, generate content and provide automated assistance.

AI Training: OpenAI may use data to improve its services as described in their privacy policy. We have configured our usage to minimize data sharing where possible.

Data Shared With: OpenAI (United States)

Privacy Policy:https://openai.com/privacy/

How to Opt Out: If you prefer not to interact with AI-powered features:

• Contact our human support team directly at Legal@ocmiworkerscomp.com

• Use non-AI contact methods

• Request that your data not be processed through AI services

Zapier

We use Zapier, a workflow automation platform, to connect and automate tasks between different services and applications we use.

Information Processed: Customer data, contact information, transaction details, form submissions, and other business data that flows through our automated workflows.

Purpose: To automate data transfer between apps, create automated workflows, integrate different software tools, and process customer data across platforms.

Data Shared With: Zapier Inc. (United States)

Privacy Policy:https://zapier.com/privacy

How to Exercise Your Rights: Contact us at Legal@ocmiworkerscomp.com  to request information about how your data is processed or to exercise your data privacy rights (access, correction, deletion).

10. ADDITIONAL IMPORTANT INFORMATION

Categories of Technologies

Operationally Necessary: Technologies that allow you to access our website and use essential functions such as secure areas, saved searches, and shopping carts. These are required to identify irregular site behavior, prevent fraudulent activity, and improve security.

Performance Related: Technologies used to assess website performance as part of our analytics practices to understand how visitors use our website.

Functionality Related: Technologies that allow us to offer enhanced functionality when you access or use our website, including identifying you when you sign in, keeping track of your preferences, interests, or past items viewed.

Advertising or Targeting Related: First-party or third-party technologies used to deliver content, including ads relevant to your interests, on our website or on third-party sites.

Third-Party Websites/Applications and Social Media

Our website may contain links to other websites/applications, and other websites may reference or link to our website. These other websites and applications are not controlled by us. We encourage our users to read the privacy policies of each website and application with which they interact. We do not endorse, screen, or approve, and are not responsible for the privacy practices or content of such other websites or applications. Visiting these other websites or applications is at your own risk.

APIs and Software Development Kits (SDKs)

We may use third-party APIs and software development kits (“SDKs”) as part of the functionality of our website. APIs and SDKs may allow third parties, including advertising partners, to collect your personal data to provide content that is more relevant to you.

For more information about our use of APIs and SDKs, please contact us at Legal@ocmiworkerscomp.com. 

International Data Transfers

Your personal data may be transferred to and processed in countries other than your country of residence, including the United States. These countries may have data protection laws that are different from the laws of your country. We ensure that such transfers are conducted in accordance with applicable data protection laws and implement appropriate safeguards, including:

• Standard Contractual Clauses approved by relevant authorities

• Adequacy decisions where applicable

• Other legally recognized transfer mechanisms

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including:

• Marketing data: Until you opt out or become inactive (typically 2 years of no engagement)

• Transactional data: As required by law and our business needs (typically 7 years for financial records)

• Analytics data: 14-26 months depending on the tool

• Customer service records: 3-7 years

• Account data: Duration of your relationship with us plus applicable retention periods

You may request deletion of your data at any time by contacting Legal@ocmiworkerscomp.com, subject to our legal obligations to retain certain information.

Security Measures

We implement appropriate technical and organizational security measures to protect your personal data, including:

• Encryption of data in transit (SSL/TLS) and at rest

• Access controls and authentication

• Regular security assessments and audits

• Employee training on data protection

• Incident response procedures

• Vendor security requirements

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal data, we cannot guarantee absolute security.

Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal data from children. If you are a parent or guardian and believe your child has provided us with personal data, please contact us at Legal@ocmiworkerscomp.com, and we will delete such information.

Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by:

• Posting the new privacy policy on this page

• Updating the “Last Updated” date

• Sending you an email notification (for material changes)

We encourage you to review this privacy policy periodically for any changes.

YOUR DATA PROTECTION RIGHTS

Depending on your location and applicable law, you may have the following rights:

Right of Access: You can request copies of your personal data.

Right to Rectification: You can request that we correct any information you believe is inaccurate or complete information you believe is incomplete.

Right to Erasure: You can request that we erase your personal data, under certain conditions.

Right to Restrict Processing: You can request that we restrict the processing of your personal data, under certain conditions.

Right to Object to Processing: You can object to our processing of your personal data, under certain conditions.

Right to Data Portability: You can request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

Right to Withdraw Consent: Where we rely on consent to process your personal data, you have the right to withdraw your consent at any time.

Right to lodge a Complaint: You have the right to lodge a complaint with a data protection authority about our collection and use of your personal data.

How to Exercise Your Rights

To exercise any of these rights, please contact us:

Email: Legal@ocmiworkerscomp.com

We will respond to your request within 30 days (or as required by applicable law). We may need to verify your identity before processing your request.

CONTACT INFORMATION

If you have any questions about this privacy policy or our data practices, please contact us:

OCMI Workers Comp

Email: Legal@ocmiworkerscomp.com

Functionality Related: We may use Technologies that allow us to offer you enhanced functionality when accessing or using our Website and Websites. This may include identifying you when you sign into our Website or Websites or keeping track of your specified preferences, interests, or past items viewed

Advertising or Targeting Related: We may use first party or third-party Technologies to deliver content, including ads relevant to your interests, on our Website and Websites or on third party sites.

Third Party Websites/Applications, Social Media Platforms and Software Development Kits: Websites may contain links to other websites/applications and other websites/applications may reference or link to our Website or other Websites.

These other websites and applications are not controlled by us. We encourage our users to read the privacy policies of each website and application with which they interact. We do not endorse, screen or approve, and are not responsible for the privacy practices or content of such other websites or applications. Visiting these other websites or applications is at your own risk.

We may use third party APIs and software development kits (“SDKs”) as part of the functionality of our Websites. APIs and SDKs may allow third parties including advertising partners to collect your Personal Data to provide content that is more relevant to you.

For more information about our use of APIs and SDKs, please contact us as set forth below.

Email: Legal@ocmiworkerscomp.com