SMALL BUSINESS
INSURANCE

Protect your small business with tailored insurance, designed to minimize risks and support your growth.

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WHAT IS
SMALL BUSINESS INSURANCE?

Small business insurance encompasses a variety of policies designed to protect your business from everyday risks and liabilities. Rather than a single policy, it includes coverage for customer injuries, equipment breakdowns, and other unforeseen events. The right small business insurance can help you plan for the unexpected and manage your bottom line effectively.

WHAT DOES SMALL BUSINESS
INSURANCE COVER?

Small business insurance should be tailored to your specific needs—it's not a one-size-fits-all. Here are the most common types of small business insurance used by entrepreneurs everywhere:

WHAT OTHER TYPES OF INSURANCE DOES MY SMALL BUSINESS NEED?

Workers Compensation Insurance

Workers' compensation coverage supports employees who suffer work-related injuries or illnesses by providing medical care and financial assistance.

General Liability
Insurance

General liability coverage protects your business from financial loss due to claims of bodily injury, property damage, or personal injury caused by your operations, products, or services.

Professional Liability Insurance

Professional liability coverage safeguards your business against claims of negligence, errors, or omissions in the services you provide.

Cyber Security
Insurance

Cyber security insurance, protects your business from the financial impact of viruses, malware, security breaches, ransomware, and other cybercrimes.

Commercial Property Insurance

Commercial property coverage protects your business’s assets from damage or loss due to fire, theft, and other risks.

Umbrella
Insurance

Umbrella insurance provides extra liability coverage beyond your existing policies, protecting your business from costly claims and lawsuits.

HOW DO I GET
SMALL BUSINESS INSURANCE?

Getting the right coverage for your small business has never been easier. Simply answer a few quick questions about your business, and one of our expert agents will reach out. In just minutes, you'll receive customized insurance options designed specifically for your needs, giving you the confidence to seize every opportunity.

QUESTIONS?
WE HAVE ANSWERS

Explore our FAQs to learn more about Small Business Insurance

Why do you need small business insurance?

Small business insurance protects your business, employees, and assets. It ensures legal compliance, covers lawsuits, employee injuries, property damage, and business interruptions. It’s often required by clients, enhances your reputation, and provides peace of mind so you can focus on growth.

What’s the difference between a small business insurance quote and a small business insurance policy?

A small business insurance quote is an estimate of cost based on provided details, while a policy is a binding contract that provides actual coverage.

What’s a “first party” in business insurance?

In business insurance, a “first party” refers to the policyholder—the company or individual who buys the insurance and is covered by it. This is the entity that would file a claim for covered losses under their policy.

What’s a “third party” in business insurance?

A third party in business insurance is an individual or organization not directly involved with the business but may interact with it. Third-party insurance protects businesses from claims made by these external parties.

WHAT PEOPLE
SAY ABOUT US?

Read testimonials from our clients on how our programs have helped them protect their employees and save money on insurance payouts.

Congratulations to Rosa Rodriguez for the quality of her work, helping to obtain the correct information on time. thank you for your great support.

Mrs Joanne is one of the best people to work with! She has guided me through my business obstacles. I recommend her to anyone starting a new business!

Sandra Cruz from OCMI is absolutely amazing also the other staff too but no one can't compare Sandra Cruz, she's simply the best.

Andres was very professional. Followed up throughout the process. Excellent service.

SMALL BUSINESS INSURANCE

WHAT IS SMALL BUSINESS INSURANCE?

WHAT DOES SMALL BUSINESSINSURANCE COVER?