What Is Pay-As-You-Go Workers’ Comp?

Having workers’ compensation insurance isn’t only a smart business move for all business owners but is also required by law. Most business owners don’t have a lump-sum readily available for workers’ compensation premium payments, which can take its toll on your business. That’s why at OCMI, we offer Pay-As-You-Go workers’ comp programs.

Pay-As-You-Go workers’ compensation allows you to make premium payments each time you run payroll. Your workers’ comp insurance liability is spread out throughout the year.

If you add or remove employees, your premium liability will go up or down, simulating a utility bill, “you only pay for what you use.”

At OCMI Workers Comp, we offer Pay-As-You-Go as an alternative to traditional workers’ comp plans.

Our programs are designed for you, not the carrier.

Below is a comparison of how it works.

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