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Claim , Insurance , Small Business , Workers Comp

How Long Does it Take to Get Workers Comp in Florida?

How Long Does Workers' Comp Last in Florida? How Long Does It Take to Get Workers' Comp Checks?

If you or an employee has been injured in a workplace accident, you might be wondering how to get workers’ comp in Florida and how long the process will take. Understanding these timelines is crucial to ensure you receive the benefits you’re entitled to under Florida law.

 

In Florida, workers’ comp benefits aim to provide timely support for injured workers. After reporting an injury to your employer, you can expect the first workers’ comp check to arrive within 21 days, provided the claim is approved. This relatively quick turnaround helps injured employees focus on recovery rather than financial stress.

 

The length of time workers’ comp benefits last in Florida depends on the nature and severity of the injury. Temporary benefits can last up to 104 weeks, while permanent benefits may continue for much longer, depending on the circumstances.

 

How to Get Workers’ Comp in Florida

 

The process starts with promptly reporting the injury to your employer. To improve your chances of a smooth claims process, it’s essential to file the claim within 30 days of the incident. Delays can complicate approval and may reduce your likelihood of receiving benefits.

 

Workers’ comp in Florida is designed to assist injured workers in covering medical bills and lost wages. By following the proper steps and adhering to timelines, you can ensure the process goes as smoothly as possible.

When Should You File a Workers' Compensation Claim?

To maximize your chances of a successful claim, report any workplace injury immediately and file your claim as soon as possible. Florida law requires claims to be reported within 30 days of the injury. Waiting too long can jeopardize your ability to receive benefits.

Should My Employer Report My Claim?​

After an injury on the job, your employer should promptly report it to their insurance carrier within seven days of becoming aware.

Along with this notification comes a brochure outlining key information about workers' compensation law that you need to be aware of – and fast! The insurer must send out the materials right away, usually arriving in three business days or less. 

For deeper insight into system specifics and procedures, check-out the “Brochures” section on the Myfloridacfo.com website, where the same informational packet can also be found.

process of obtaining workers' comp in Florida

Filing A Workers Comp Claim​

Although fast claims processing times are possible, don't be surprised if your insurance company pays its due diligence in reviewing and denying the claim. Be ready for unexpected delays to ensure you get the coverage you deserve!

If a workers’ comp payment is delayed, the appeals process may need to be initiated. Unfortunately, this could mean having to take matters into your own hands and presenting your case before a judge in order for it to be resolved quickly.

What If My Employer Does Not Report My Injury?

You have the right to report a workplace injury in Florida, as per Section 440.185 of the state statutes.

If you require help with this process however, please don’t hesitate to contact the Employee Assistance Office (EAO). They can be reached by phone at 800-342-1741 or via email at wceao@myfloridacfo.com – get back on your feet and protect yourself today!

What If My Workers Compensation Claim Is Denied?

When facing a dispute, it's important to be aware of the assistance that is available.

The Employment Assistance Office (EAO) provides no-cost services, including helping you attempt to resolve your issue and filing petitions for benefits when needed – all without hiring an attorney.

 

For further information, contact us at (800) 342-1741 or by e-mailing wceao@myfloridacfo.com; we also have District Offices located throughout Florida as well!

How Often Does Workers Compensation Pay?

In Florida, workers comp benefits are tailored to fit the individual. After an on-the-job injury or illness, benefit checks arrive biweekly and provide financial relief based off each person's average weekly wage.

If you were injured on the job, your benefit check could be up to two-thirds of what you made during a three month period just before that injury – as long as it doesn’t exceed state limits. This money is often paid out in bi-weekly installments.

Will I Be Paid If I Lose Time From Work?

Are you facing a disability in Florida?

Be aware that according to state law, benefits are not paid out for the initial seven days of disablement. However, if your condition remains longer than three weeks and continues into day eight or beyond, then insurance may provide payment for those first few days.

How Long Does My Workers Comp Claim Remain Open?v

How Long Does My Workers Comp Claim Remain Open?

Depending on when the injury occurred, this could be either one or two years from either your last medical treatment or payment of compensation – as outlined by Section 440.19(2) in Florida State Law. Don’t miss out!