Workers' Compensation Tallahassee

Comprehensive, inexpensive, and simple coverage is available for people on your payroll, as well as your organization. It hardly matters if you are an established brand or a start-up business, if employees are on your payroll, Workers’ Compensation Insurance is something you should have.

This type of coverage offers benefits to members of your staff for illnesses or injuries they sustain on the job. Employees can be compensated for missing wages, medical care, and much more.

Workers Compensation Tallahassee, FL

What is Workers' Comp Insurance?

As careful as you are, accidents are going to happen. Thankfully, Workers’ Compensation provides benefits to your business and keeps you protected. It also helps employees cover the costs of illnesses and injuries that are work-related.

Workers’ Compensation Insurance covers the following:

  • Missed Wages to cover ill or injured workers as they take some time off from work.
  • Medical Expenses to properly treat and care for any ill or injured workers.
  • Vocational Rehabilitation can help injured employees if they require physiotherapy of some sort, which can help them return to work.
  • Compliance with State Laws which can helps to avoid penalties or fines imposed by this state if you do not carry the proper coverage.
  • Minimize Out-of-Pocket Expenses - OCMI’s affordable Pay-As-You-Go plans keep you safeguarded from expensive workplace illnesses or injuries.
  • Lawsuit Protection if an employee tries to sue you. The company will remain protected, as employer liability coverage comes with Workers’ Compensation insurance.
  • Death benefits can be issued to cover any funeral costs for employees who pass away because of an incident that is work-related.

Who Need Workers' Comp Coverage?

Who Needs Workers Comp?

Workers’ Compensation insurance should be carried if anybody is on your payroll. As per Florida state law, companies in the construction sector are required to carry this type of coverage after hiring a single employee. Non-construction organizations must also carry Workers’ Compensation after at least four staff members are hired.

You might not have to carry Workers’ Comp. Tallahassee business owners should consult their state to establish if coverage will be mandatory for them.

Running your company without the necessary insurance coverage could subject your business to civil penalties. In the event that this happens, your company might be subjected to stop work orders, forcing you to halt operations altogether. You can’t get back on track until all penalties have been paid in full and the business is compliant with all state laws.

Failure to comply with stop-work orders may result in a potential criminal charge for you. Just make sure that the coverage you get adheres to state laws. That way, you can sidestep potential penalties. Also, employees that get benefits cannot take you to court for lost earnings or work-related injuries.

Protect Your Tallahassee Company with OCMI Workers' Comp!

Tallahassee-based businesses get an immediate quote if they have the information below ready:

Your preferred Coverage Start Date, EIN or SSN, and Business Overview (including details about your business).

Types of Workers’ Comp Insurance

How is Workers' Compensation Calculated?

Florida is "base-rated" state. As such, insurance rates will be state-mandated, initially. All occupations have class codes assigned to their work scope. The state will determine what percentage will be assigned to your business’s code. Workers’ Compensation will be calculated when the gross payroll is multiplied by the coverage rate.

OCMI Workers' Comp provides simplified and affordable Workers’ Compensation insurance for businesses, regardless of how many staff members they have on payroll. We will answer questions for you if you have them. Don’t let your company be susceptible to high medical expenses, harsh state penalties, and daunting lawsuits. Receive a FREE instant quote today!

Affordable Workers' Comp in Tallahassee

Workers’ Compensation is mandated by Florida law. There are some exceptions, though, so it is prudent to consult a state representative and ask if mandatory coverage applies to your organization.

Forgoing Workers’ Compensation will put your company at significant financial risk. You could be sued for a workplace injury and fined for not following the law.


$16.56 per emp

Tile Installation

$18.52 per emp


$28.72 per emp

Carpet/Tile Install

$19.16 per emp

Child Day Care

$6.04 per emp


$26.32 per emp

Sprinkler Install

$20.04 per emp

Fence Erection

$32.04 per emp

Carpentry Interior

$31.32 per emp

Carp. Shop Only

$32.04 per emp


$11.92 per emp


$24.00 per emp

Iron/Steel Fab

$19.52 per emp


$42.08 per emp


$38.92 per emp


$19.32 per emp

Road Construction

$35.60 per emp


$67.92 per emp

Tree Trimming

$36.00 per emp


$22.52 per emp

Concrete Const.

$37.00 per emp


$36.80 per emp


Call for Rates

Workers’ Compensation keeps your employees and business protected. For instance, if your coverage is in full compliance with Florida law, then employees who get those benefits won’t be able to take you to court for lost wages or injuries.

Why OCMI for Workers’ Comp in Tallahassee?

Tallahassee-based organizations are provided with high-end products at inexpensive rates. Our company expedites the entire claims process and makes it hassle-free with unparalleled customer service. OCMI Workers' Comp is committed to helping all business owners select a suitable type of insurance – one that fulfills all business and state requirements, sans the hassles and extra costs that typically go with them. In short, we will simplify the process to remain protected, and do so affordably and efficiently.

OCMI Workers Comp Logo
  • Instant same-day quotes.
  • Trusted by thousands of business owners.
  • Simple 3-step hassle-free process.
  • Affordable pay-as-you-go programs available.
Some Industries We Service
Florida Workers Comp for Construction Companies


Workers Comp Florida for Manufacturing Companies


Workers Comp Florida for Hospitality Industry


Workers Comp Florida for Transporting Company


Workers Comp Florida for Agricultural Company


Workers Comp Florida for Medical Company


Workers Comp for Landscaping Company


Workers Comp for Clerical Company


FAQ's: Workers' Comp Tallahassee

Below you will find answers to our most commonly asked questions about Workers' Compensation Insurance Coverage in Tallahassee, Florida.

In addition to injuries that occur outside of work, injuries that occur intentionally, while commuting to and from work, or due to intoxication or substance abuse wouldn’t be covered by Workers’ Compensation.
It varies based on where the business operates. For example, certain types of employees, such as seasonal workers, may not be covered by Workers’ Compensation . Contact us at (800) 718-7552 and we’ll help you answer any state-specific questions you have about your coverage.
Not usually. While Workers' Compensation laws vary from state-to-state, most states don’t require sole proprietors to carry Workers’ Comp.
Workers’ Comp covers employees that are injured or suffer an illness while at work and may need medical attention, short and long term disability or therapy, loss wages and litigation if need be.
In short, a Workers' Comp policy can cover a business in multiple states as long as they were approved by their carrier to operate in those locations.
Workers' Comp is calculated by taking your gross wages, multiplied by your Workers' Comp rate(s). Every occupation has a class code associated with their scope of work in which the state determines the percentage assigned to that code.
Workers' Compensation is a line of commercial insurance where you must apply before being approved. Every policy must go through underwriting before a policy number can be assigned. This ranges from instantly up to a few days to be approved.
It is important to protect business owners and their employees in the event of an accident. Workers' Comp protects the business from potential liability and ensures the safety and well being of employees.
It is recommended to carry Workers' Comp if you have any employees. By law any company that is based under the construction industry is required to have Workers’ Comp coverage as soon as 1 employee is hired. Any company that is Non-construction is required to carry Workers’ Comp as soon as they have 4 employees or more!
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