Workers' Compensation Tallahassee
Comprehensive, inexpensive, and simple coverage is available for people on your payroll, as well as your organization. It hardly matters if you are an established brand or a start-up business, if employees are on your payroll, Workers’ Compensation Insurance is something you should have.
This type of coverage offers benefits to members of your staff for illnesses or injuries they sustain on the job. Employees can be compensated for missing wages, medical care, and much more.
What is Workers' Comp Insurance?
As careful as you are, accidents are going to happen. Thankfully, Workers’ Compensation provides benefits to your business and keeps you protected. It also helps employees cover the costs of illnesses and injuries that are work-related.
Workers’ Compensation Insurance covers the following:
- Missed Wages to cover ill or injured workers as they take some time off from work.
- Medical Expenses to properly treat and care for any ill or injured workers.
- Vocational Rehabilitation can help injured employees if they require physiotherapy of some sort, which can help them return to work.
- Compliance with State Laws which can helps to avoid penalties or fines imposed by this state if you do not carry the proper coverage.
- Minimize Out-of-Pocket Expenses - OCMI’s affordable Pay-As-You-Go plans keep you safeguarded from expensive workplace illnesses or injuries.
- Lawsuit Protection if an employee tries to sue you. The company will remain protected, as employer liability coverage comes with Workers’ Compensation insurance.
- Death benefits can be issued to cover any funeral costs for employees who pass away because of an incident that is work-related.
Who Need Workers' Comp Coverage?
Workers’ Compensation insurance should be carried if anybody is on your payroll. As per Florida state law, companies in the construction sector are required to carry this type of coverage after hiring a single employee. Non-construction organizations must also carry Workers’ Compensation after at least four staff members are hired.
You might not have to carry Workers’ Comp. Tallahassee business owners should consult their state to establish if coverage will be mandatory for them.
Running your company without the necessary insurance coverage could subject your business to civil penalties. In the event that this happens, your company might be subjected to stop work orders, forcing you to halt operations altogether. You can’t get back on track until all penalties have been paid in full and the business is compliant with all state laws.
Failure to comply with stop-work orders may result in a potential criminal charge for you. Just make sure that the coverage you get adheres to state laws. That way, you can sidestep potential penalties. Also, employees that get benefits cannot take you to court for lost earnings or work-related injuries.
Protect Your Tallahassee Company with OCMI Workers' Comp!
Tallahassee-based businesses get an immediate quote if they have the information below ready:
Your preferred Coverage Start Date, EIN or SSN, and Business Overview (including details about your business).
Types of Workers’ Comp Insurance
How is Workers' Compensation Calculated?
Florida is "base-rated" state. As such, insurance rates will be state-mandated, initially. All occupations have class codes assigned to their work scope. The state will determine what percentage will be assigned to your business’s code. Workers’ Compensation will be calculated when the gross payroll is multiplied by the coverage rate.
OCMI Workers' Comp provides simplified and affordable Workers’ Compensation insurance for businesses, regardless of how many staff members they have on payroll. We will answer questions for you if you have them. Don’t let your company be susceptible to high medical expenses, harsh state penalties, and daunting lawsuits. Receive a FREE instant quote today!
Affordable Workers' Comp in Tallahassee
Workers’ Compensation is mandated by Florida law. There are some exceptions, though, so it is prudent to consult a state representative and ask if mandatory coverage applies to your organization.
Forgoing Workers’ Compensation will put your company at significant financial risk. You could be sued for a workplace injury and fined for not following the law.
$16.56 per emp
$18.52 per emp
$28.72 per emp
$19.16 per emp
Child Day Care
$6.04 per emp
$26.32 per emp
$20.04 per emp
$32.04 per emp
$31.32 per emp
Carp. Shop Only
$32.04 per emp
$11.92 per emp
$24.00 per emp
$19.52 per emp
$42.08 per emp
$38.92 per emp
$19.32 per emp
$35.60 per emp
$67.92 per emp
$36.00 per emp
$22.52 per emp
$37.00 per emp
$36.80 per emp
Call for Rates
Workers’ Compensation keeps your employees and business protected. For instance, if your coverage is in full compliance with Florida law, then employees who get those benefits won’t be able to take you to court for lost wages or injuries.
Why OCMI for Workers’ Comp in Tallahassee?
Tallahassee-based organizations are provided with high-end products at inexpensive rates. Our company expedites the entire claims process and makes it hassle-free with unparalleled customer service. OCMI Workers' Comp is committed to helping all business owners select a suitable type of insurance – one that fulfills all business and state requirements, sans the hassles and extra costs that typically go with them. In short, we will simplify the process to remain protected, and do so affordably and efficiently.
Some Industries We Service
FAQ's: Workers' Comp Tallahassee
Below you will find answers to our most commonly asked questions about Workers' Compensation Insurance Coverage in Tallahassee, Florida.