Workers' Compensation Pompano Beach

Workers' Compensation offers benefits to members of your staff for any illnesses or injuries they sustained on the job. This coverage can help with missing wages and medical care, among other expenses.

Comprehensive, affordable, and easy coverage is available not just for your employees, but for your company as well. Whether your company is established or is just starting, you will need to get this type of insurance if you have anybody on your payroll.

Workers Compensation Pompano Beach

What is Workers' Comp Insurance?

Accidents happen, regardless of how careful you are or what your business does. Thankfully, Workers' Compensation is capable of providing important benefits to you, as well as your employees. Everybody will ultimately be protected if an unfortunate illness or injury were to be sustained at the workplace.

Your employees and business will be protected by Workers' Compensation, which covers the following:

  • Missed Wages for ill or injured workers as they take time off from work.
  • Medical Expenses to care for and treat any ill or injured workers.
  • Vocational Rehabilitation to take care of an employee if they require ongoing care for recovery. This will help the individual return to work in better health.
  • Compliance with State Laws - avoid paying any state fines, nor will you be penalized for failing to cover your employees with the proper insurance.
  • Minimize Out-of-Pocket Expenses - OCMI’s affordable Pay-As-You-Go our inexpensive, Pay-As-You-Go plans keep you protected from costly workplace illnesses and injuries.
  • Lawsuit Protection - if you were to get sued by an employee, the business will remain protected. That is because employer liability coverage is a part of Workers' Compensation Insurance.
  • Death benefits are attainable for funeral cost coverage in the event that a member of your staff dies as a result of some work-related occurrence.

Who Need Workers' Comp Coverage?

Who Needs Workers Comp?

Pompano Beach-based businesses should have Workers' Compensation Insurance if any employees are on the payroll. As per the state law, companies part of the construction sector are obligated to get this insurance the second employee gets hired. Non-construction businesses must have Workers' Compensation when a minimum of four employees have been hired.

There are exceptions to the rule when it comes to Workers' Comp. Pompano Beach business owners should check with their state in order to determine if this type of coverage will be mandatory for the company they run.

Running your business without Workers' Compensation could put it at great risk for a civil penalty. When that happens, your company might be subjected to stop-work orders. This causes operations to be ceased until the applicable penalties have been paid. All laws must be adhered to as well.

Failure to comply with stop-work orders can result in a criminal charge. Just make sure that the coverage you get is in full compliance with Florida law. Employees that receive benefits will not be able to take your business to court for lost wages or injuries.

Keep Your Pompano Beach Business Protected

Pompano Beach-based businesses get an immediate quote if they have the information below ready:

Your preferred Coverage Start Date, EIN or SSN, and Business Overview (including details about your business).

Types of Workers’ Comp Insurance

How is Workers' Compensation Calculated?

Because the state is "base-rated", insurance rates in Florida are state-mandated. All occupations have class codes assigned to their specific scope of work. The state will determine the percentage that is assigned to your class code. Workers' Compensation will be calculated once the company’s gross payroll gets multiplied by the insurance rate.

OCMI Workers' Comp provides simplified and affordable Workers' Compensation to companies, regardless of how many staff members are on payroll. We’ll be happy to answer questions for you if you have them. Stop your company from being susceptible to potential lawsuits, state penalties, and costly medical expenses. Get a FREE instant quote now!

Affordable Workers' Comp Insurance

Workers' Comp. Insurance is mandatory, as per Florida state law. However, there are some exceptions. It would do you well to speak with a state representative to see if your company must obtain workers compensation.

Neglecting Workers' Compensation coverage will put your company at great risk, financially speaking. You could be sued for a workplace injury and fined for not following the law.

Janitorial

$16.56 per emp

Tile Installation

$18.52 per emp

Pavers

$28.72 per emp

Carpet/Tile Install

$19.16 per emp

Child Day Care

$6.04 per emp

Excavation

$26.32 per emp

Sprinkler Install

$20.04 per emp

Fence Erection

$32.04 per emp

Carpentry Interior

$31.32 per emp

Carp. Shop Only

$32.04 per emp

Hotels

$11.92 per emp

HVAC

$24.00 per emp

Iron/Steel Fab

$19.52 per emp

Masonry

$42.08 per emp

Painters

$38.92 per emp

Plumbers

$19.32 per emp

Road Construction

$35.60 per emp

Roofers

$67.92 per emp

Tree Trimming

$36.00 per emp

Farming

$22.52 per emp

Concrete Const.

$37.00 per emp

Plastering

$36.80 per emp

Staffing

Call for Rates



Be mindful that Workers' Compensation Insurance will not only protect your employees – your company will be protected as well. The insurance you get must be in full compliance with state laws. Any employee that is entitled to benefits won’t be able to take you to court for lost wages or injuries they suffer on the job.

Why OCMI for Workers’ Comp Pompano Beach?

Pompano Beach business owners value our products because they are inexpensive and highly rated. OCMI Workers' Comp expedites the entire claims process and makes it as stress-free as possible. We help all sorts of business owners select a suitable type of Workers' Compensation that meets their needs. We will make sure that the one you choose fulfills all business and state requirements, sans the hassles and extra costs that sometimes go with them. In short, we simplify the process of getting affordable coverage.

OCMI Workers Comp Logo
  • Instant same-day quotes.
  • Trusted by thousands of business owners.
  • Simple 3-step hassle-free process.
  • Affordable pay-as-you-go programs available.
Some Industries We Service
Florida Workers Comp for Construction Companies

Construction

Workers Comp Florida for Manufacturing Companies

Manufacturing

Workers Comp Florida for Hospitality Industry

Hospitality

Workers Comp Florida for Transporting Company

Transportation

Workers Comp Florida for Agricultural Company

Agriculture

Workers Comp Florida for Medical Company

Medical

Workers Comp for Landscaping Company

Landscaping

Workers Comp for Clerical Company

Clerical

FAQ's: Workers' Compensation Pompano Beach

Below you will find answers to our most commonly asked questions about Workers' Compensation Insurance Coverage in Pompano Beach, Florida.

In addition to injuries that occur outside of work, injuries that occur intentionally, while commuting to and from work, or due to intoxication or substance abuse wouldn’t be covered by Workers’ Compensation.
It varies based on where the business operates. For example, certain types of employees, such as seasonal workers, may not be covered by Workers’ Compensation . Contact us at (800) 718-7552 and we’ll help you answer any state-specific questions you have about your coverage.
Not usually. While Workers' Compensation laws vary from state-to-state, most states don’t require sole proprietors to carry Workers’ Comp.
Workers’ Comp covers employees that are injured or suffer an illness while at work and may need medical attention, short and long term disability or therapy, loss wages and litigation if need be.
In short, a Workers' Comp policy can cover a business in multiple states as long as they were approved by their carrier to operate in those locations.
Workers' Comp is calculated by taking your gross wages, multiplied by your Workers' Comp rate(s). Every occupation has a class code associated with their scope of work in which the state determines the percentage assigned to that code.
Workers' Compensation is a line of commercial insurance where you must apply before being approved. Every policy must go through underwriting before a policy number can be assigned. This ranges from instantly up to a few days to be approved.
It is important to protect business owners and their employees in the event of an accident. Workers' Comp protects the business from potential liability and ensures the safety and well being of employees.
It is recommended to carry Workers' Comp if you have any employees. By law any company that is based under the construction industry is required to have Workers’ Comp coverage as soon as 1 employee is hired. Any company that is Non-construction is required to carry Workers’ Comp as soon as they have 4 employees or more!
Have Questions?
Need an Instant Quote?

We have the answers. Call us at (800) 718-7552 or click here for an Instant Quote.

One of our live representatives will be standing by waiting to help you.